First Republic Bank Cd Rates
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The APY is greater than the stated rate on the deposit if interest is compounded more frequently than annually. If compounding is annually, the APY and interest rate are the same. For example, a bank may be selling a one-year CD at a stated rate of 1%. If the CD compounds annually, the APY is also 1%. CD rates: First Republic Bank CD rates range from 0.2% APY for a 15-month liquid CD to 1.34% on a 6-year CD. Money market: When it comes to money market checking, depending on your balance, you can earn from 0.05% to 0.1% APY. Passbook savings: First Republic Bank’s Passbook Savings plan ranges from 0.05% to 0.15%.
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Deposit Rates - March 6, 2021
| CD RATES | APY | MIN | MAX | |
|---|---|---|---|---|
| Special: 4 Mo CD | 0.35% | $10,000 | - | Compare |
| 6 Mo CD | 0.30% | $10,000 | $14,999 | Compare |
| 6 Mo CD | 0.30% | $100,000 | $199,999 | Compare |
| 12 Mo CD | 0.45% | $10,000 | $14,999 | Compare |
| 12 Mo CD | 0.45% | $100,000 | $199,999 | Compare |
| 18 Mo CD | 0.45% | $10,000 | $14,999 | Compare |
| 18 Mo CD | 0.45% | $100,000 | $199,999 | Compare |
| 24 Mo CD | 0.50% | $10,000 | $14,999 | Compare |
| 24 Mo CD | 0.50% | $100,000 | $199,999 | Compare |
| 36 Mo CD | 0.50% | $10,000 | $14,999 | Compare |
| 36 Mo CD | 0.50% | $100,000 | $199,999 | Compare |
| 48 Mo CD | 0.50% | $10,000 | $14,999 | Compare |
| 48 Mo CD | 0.50% | $100,000 | $199,999 | Compare |
| 60 Mo CD | 0.65% | $10,000 | $14,999 | Compare |
| 60 Mo CD | 0.65% | $100,000 | $199,999 | Compare |
| MM RATES | APY | MIN | MAX | |
|---|---|---|---|---|
| Money Market | 0.05% | $10,000 | $14,999 | Compare |
| Money Market | 0.05% | $25,000 | $29,999 | Compare |
Featured Home Equity Rates
Lender APR(%) Min.Initial
Draw AmountLearn More
Third Federal Savings and Loan
NMLS ID: 449401 / Updated 2021-03-06
Equal Housing Lender2.240 % $0 - Third Federal rate are typically 20% lower than other leaders
- Guaranteed Lowest Rate
- No closing costs, prepayment penalties, or minimum draw requirements
- 10 year draw period
People's United Bank, N.A.
NMLS ID: 464603 / Updated 2021-03-06
Equal Housing Lender4.250 % $0 - No appliction fee, no origination fee and no closing costs
- Pay interest only during the 9.5 year draw period
- Over 175 years of exceeding customer expectations
- Fast and easy online application - apply today
Bethpage Federal Credit Union
NMLS ID: 449104 / Updated 2021-03-06
Equal Housing LenderIntro APR: 2.990 %
After Intro:3.750 %
Intro Period: 12 months$25,000 - Rates as low as 3.25%
- Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal).
- No application or closing costs
- Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Featured 15-Year Fixed Mortgage Rates
Lender APR(%) Monthly Payment Learn More
Rocket Mortgage
NMLS ID: 30303.204% $1,726 - America's Home Loan Experts
- We can close your loan in less than a month!
- A+ Rating with the Better Business Bureau
Quicken Loans NMLS #3030
NMLS ID: 30303.466% $1,757 - A+ Rating with the Better Business Bureau!
Morty, Inc.
NMLS ID: 14292432.068% $1,595 - Get a pre-approval letter
- Get personalized loan options
AmeriSave Mortgage Corporation
NMLS ID: 11682.389% $1,638 - Rate Quote with NO Personal Info Required
- LOW Rates!
- FAST Online Process
Quicken Loans NMLS #3030
NMLS ID: 30303.466% $1,757 - A+ Rating with the Better Business Bureau!
Rocket Mortgage
NMLS ID: 30303.204% $1,726 - America's Home Loan Experts
- We can close your loan in less than a month!
- A+ Rating with the Better Business Bureau
- Data provided by Brown Bag Marketing, Inc. Payments do not include amounts for taxes and insurance premiums. Click here for more information on rates and product details.
Overview 2021
General Bank Information
| FDIC Insured | Yes |
| FDIC Certificate | # 59017 |
| Date Established | 2010 |
| Assets | $ 133.23 billion |
| Loans | $ 104.19 billion |
| Deposits | $ 104.40 billion |
| Capital | $ 11.34 billion |
Summary Balance Sheet
| ASSETS | |
| Cash & Balances due from depository institutions | $ 3.69 billion |
| Interest-bearing balances | $ 3.29 billion |
| Total securities | $ 18.66 billion |
| Federal funds sold and reverse repurchase | N.A. |
| Net loans and leases | $ 104.19 billion |
| Loan loss allowance | $ 604.75 million |
| Trading account assets | $ 33.05 million |
| Bank premises and fixed assets | N.A. |
| Other real estate owned | N.A. |
| Goodwill and other intangibles | $ 257.56 million |
| All other assets | $ 5.24 billion |
| Total Assets | $ 121.88 billion |
| LIABILITIES | |
| Total deposits | $ 104.40 billion |
| Interest-bearing deposits | $ 62.86 billion |
| Deposits held in domestic offices | $ 104.40 billion |
| % insured (estimated) | 32.29% |
| Federal funds purchased and repurchase agreements | N.A. |
| Trading liabilities | $ 28.51 million |
| Other borrowed funds | $ 14.51 billion |
| Subordinated debt | $ 778.20 million |
| All other liabilities | $ 2.17 billionn |
| Total Liabilities | $ 121.88 billion |
| Shareholders’ Equity | $ 11.34 billion |
Summary Income Statement
| INCOME AND EXPENSES | |
| Total Interest Income | $ 2.88 billion |
| Total Interest Expense | $ 491.70 million |
| Net interest income | $ 2.39 billion |
| Provision for loan and lease losses | $ 114.35 million |
| Total non interest income | $ 446.03 million |
| Total non interest expense | $ 1,765.24 million |
| Pre-tax Net Operating Income | $ 954.96 million |
First Republic Bank is an FDIC insured institution headquartered at 111 Pine Street, San Francisco, CA 94111.
It was founded in 2010 and has approximately $133 billion in assets. Customers can open an account at one of its 74 branches.
Other Banks to Consider
First Republic Bank was founded in 1985 and offers a variety of products and services from personal and business banking to wealth management. Overall, First Republic Bank CD rates aren’t the best on the market, and they come with a high minimum deposit requirement when compared to competitors.
Popular Searches
Bankrate’s overall rating of First Republic Bank's offerings is a 2.4 out of 5.
First Republic Bank CD rates
First Republic Bank CDs include traditional and liquid options. A liquid CD provides a guaranteed interest rate on your deposit for a fixed amount of time while also allowing you to withdraw your money without penalty as often as every seven days. Traditional CD accounts, on the other hand, require you to keep your full deposit amount in the account until it matures to avoid penalties but offer higher interest rates an incentive.
| Account name | Term | APY | Minimum deposit |
| CD | 30 days | 0.05% | $10,000 |
| CD | 3 months | 0.25% | $10,000 |
| CD | 4 months (special) | 0.30% | $10,000 |
| CD | 6 months | 0.30% | $10,000 |
| CD | 8 months (liquid) | 0.20% | $10,000 |
| CD | 12 months | 0.35% | $10,000 |
| CD | 18 months | 0.40% | $10,000 |
| CD | 2 years | 0.40% | $10,000 |
| CD | 3 years | 0.45% | $10,000 |
| CD | 4 years | 0.45% | $10,000 |
| CD | 5 years | 0.55% | $10,000 |
| CD | 6 years | 0.55% | $10,000 |
Note: The APYs (annual percentage yield) shown are as of Sept. 3, 2020. The APYs for some products may vary by region.
How First Republic Bank compares to top-yielding banks
First Republic Bank Cd Rates 2020
When comparing First Republic Bank’s CD rates to the best CD rates on the market, First Republic is at the back of the pack. The bank’s one-year CD rate is 0.35 percent APY while the best banks offer up to 1.00 percent APY. The three-year APY sits at a mere 0.45 percent APY while competitors range from 0.50 percent up to 1.05 percent at Comenity Direct.
First Republic Bank Ira Cd Rates
When looking at other CD terms, First Republic also falls behind: The bank requires a deposit of at least $10,000 on all CDs while several other banks require $2,000 or even $0 along with better rates.
Other savings options at First Republic Bank
In addition to CDs, First Republic Bank also offers its Passbook Savings account. The account has no monthly fee, only requires a $500 deposit to get started, and offers a variable interest rate with daily compounding interest. The APY you get depends on your location and the amount you deposit into the account.
First Republic Bank Locations
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